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Asset Allocation

Asset allocation is the phrase used by financial professionals and might sound fancy – but all it is – is a spread of investments. When I place a persons investment money into funds, it’s common sense that you don’t put them all in the one area. Say for example I was...

‘Aren’t you the client’?

Somewhere in the mists of time the relationship between advisers and their respective firms and networks has in some cases sadly eroded. Advisers themselves treat their clients with respect and professionalism building a binding long-term trust between both parties....

Change

Everyone it seems ignores change, but in my opinion, the only thing that is guaranteed – apart from death and taxes of course – is that EVERYTHING WILL CHANGE. This is not a maybe or a might but WILL change. What I have never understood is why people invest money and...