MAP Woodford

Ray RowlandOperating the MAP Franchise in Woodford, East London, is Ray Rowland.

Ray has a long and varied career in banking, which has given him an excellent grounding in financial services. He has worked at administrative, supervisory and management level, and has had lengthy, successful spells in banking. He has worked in a retail bank, a foreign merchant bank and more than one investment banking institution.

Whilst doing this as a full-time job, he attained reputable qualifications in banking, financial services, management, law, accounting and analysis.

These have since been backed-up with the Diploma for Financial Advisers (to allow him to advise on insurance and investments, including pensions), CeMAP (to allow him to advise on mortgages) and qualifications in equity release and long-term care.

Ray does not have any restrictions on the advice he can give clients. He is happy to advise them on any financial matter, which is of little problem to him given his excellent education and career in finance, and since he is an independent adviser.

His specialist subjects (so to speak) are dealing with later life circumstances and retirement planning. This includes:

  • Pre-retirement pensions advice – to setup and/or review and analyse pensions for when retirement comes, whilst working and potentially still contributing to them;
  • At-retirement advice – to analyse pensions and plan best usage of them, to ensure their longevity; and
  • Long-term care planning – to plan out and manage finances when care is needed and living alone without it is not an option.

Long-term care planning is very much a niche area of financial services, as very few advisers have a qualification to advise upon it. With the ageing population in the UK and financial uncertainty for many people however, it could potentially be a crucial subject matter for you or a loved one.

To speak to Ray about any financial matter you need advice on and at a time that suits you best, use the details below:

07814 526 828
ray.rowland@mapfinances.co.uk