Establishing a relationship with an Independent Financial Adviser (IFA) you can trust to handle all of your financial needs is critical to achieving your financial goals. Not all Financial Advisers are the same, so you must beware!
The two main types of financial adviser are those who are independent and those who are not. All advisers must tell you what services they offer from the outset. To be called an Independent Financial Adviser, they must be able to offer a broad range of retail investment products, and give consumers unbiased advice based on a comprehensive analysis of the market.
Restricted or tied advisers on the other hand can only recommend certain types of investment products or products from a limited number of providers (possibly only one if tied). It is important to establish at the outset what type of advice an adviser can offer, to ensure you get the best investment(s) to suit your needs and requirements.
All advisers must be properly qualified to give financial advice and hold the Diploma in Financial Planning, or an equivalent qualification. Advisers must also prove that their knowledge is up-to -date through continual professional development (CPD).
Some types of advice require an adviser to have specialist qualifications – pension transfers and equity release for example. Any companies offering these services should have advisers within their ranks who are suitably qualified to provide advice in these areas.
Advisers must also be transparent in the fees they charge for both initial and ongoing advice and services.
As a valued client of Money Advice & Planning Ltd you can rest assured in the services we offer:
Perhaps most importantly of all, we come tried and tested. Read the reviews of just one of our advisers and see for yourself.
The material is for general information only and does not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Links to external sites are for information only and do not constitute endorsement. Always obtain independent professional advice for your own particular situation. Money Advice & Planning Ltd is authorised and regulated by the Financial Conduct Authority.
Sometimes life can take a turn for the unexpected. Whatever circumstances life throws at you or your loved ones, make sure you are protected and therefore able to deal with them.
There are various types of protection policy available; each with a different purpose. To decide what insurance to put in place, each person must decide what they value enough to want/need to protect, and also what they can afford.
Never underestimate the importance of such plans because of the consequences of going without them:
Simple everyday things should not be taken for granted. Otherwise they could quickly become unaffordable and no longer everyday.
MAP can provide peace of mind for you and your family through affordable insurance.
Protection plans come in many shapes and sizes. There is normally an affordable plan to suit everyone. MAP’s job as independent financial advisers is to review clients’ circumstances and recommend what plans are most suitable, or check existing ones are sufficient. We can search the entire market to find the insurance best suiting your needs, and at the most affordable price.
We also understand people’s circumstances change through time, which has a knock-on effect to their financial requirements. Existing policies need reviewed through time – some could get modified, others added to, and some cancelled. Also, the cheapest option for someone could be different from one day to the next. For these reasons, we regularly review client’s insurance, to ensure they remain adequate at all times and as affordable as possible.
For more information, click on the most suitable link:
Irrespective of what you need to speak to a financial adviser about, MAP will be able to find the best solution(s) to meet your needs. We are fully independent meaning we can advise you on any of the following, taking into consideration your attitude to risk and all options available in the marketplace:
Any and all of these solutions can be provided to you through sound financial planning. By this, we mean structuring a personal financial plan after getting to know you and understanding your goals.
Furthermore, we will stay with you throughout your financial journey, for as long as you need us. Our regular review service will ensure your finances stay on track and continue to reflect what you need, want and expect.
Whatever advice you need for your financial journey, talk to MAP.
Our client’s goals are what drive us to do our utmost for them. Your financial goals will become our targets.
We understand that for any and all aspects of your finances, a number of factors are important. Good advice at both the outset and on an ongoing basis, careful planning and successful investing will help you and indeed your money reach your financial goals.
Our approach has been tailored over many years of looking after client’s wealth, and has been structured to suit their needs and service requirements. We do the total opposite of a ‘one size fits all’ approach.
The values we bring as a financial adviser to any client are:
Our clients choose their financial destination and we MAP out the journey for them.
There are many reasons to choose MAP for independent financial advice:
Perhaps most importantly of all, we come tried and tested – read the reviews of just one of our advisers and see for yourself.
Wherever you are on your financial journey, let us provide the MAP to your desired destination.