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Pensions and Tax

It’s easy enough to recommend a pension to people and mention the fact that the Govt gives you tax relief on all contributions, but when it’s time to start withdrawing from your pension when you retire – they start to take it all back, and this is what a lot of people...

What can your pension achieve?

Many people stumble through saving for their retirement probably because it is such a blurry picture. Imagine this – trying to save for a retirement – don’t know when, don’t know how much you are going to need, don’t know how long you will live for – and so it goes...

Could MAP be the right place to grow your IFA business?

Looking after clients’ investments and portfolios is perhaps the biggest drag on an advisers time. So ask yourself the question ‘How often do you actually look at your clients portfolio’s over a 12- month period’………perhaps just once a year prior to the annual...

Pension Planning

When it comes to planning for a pension, it is easy enough for us as advisers to say this that and the next thing, but nothing is better than giving people some kind of estimate to work to. Admittedly estimates like this have to be used with caution because you will...

Investing to get value for money

I don’t doubt for a minute that everyone but everyone wants value for money – that’s a given. Few people though would actually know what it was even if it hit them in the face. I would bet that most people would look at cost – to see if they could get value for money,...