• Aside from the main forms of insurance MAP advises upon, we can also source cheaper, more basic insurance policies. Whilst they may be less expensive, they are certainly no less important.
    We feel it is important for clients to protect what they value the most. So if a small protection or insurance plan is affordable to you, why take the risk of living without it?

Other Insurances

MAP advisers regularly review the following insurance types for clients, and advise upon them regularly, such are their importance to people.

Whole of Life

Whole of Life (WOL) is a policy type taken out and paid for over the remainder of a person’s life, and is paid out on death. It is best used for Inheritance Tax (IHT) planning in conjunction with investments written in trust, or to cover funeral costs. Without it, HM Revenue and Customs could take 40% of the value of a person’s estate above the IHT threshold away from the estate, leaving leave the deceased’s family with fewer assets than planned.

Accident, Sickness and Unemployment

Accident, Sickness and Unemployment (ASU) cover is insurance which provides an income should someone be off work due to accident and sickness, or should they be made unemployed. The income is a proportion of what they would ordinarily be paid if working. This insurance allows for a standard of living whilst not working. Such policies usually only run for 1-2 years so cannot be relied upon long-term, but can, like other insurance, be renewed.

Buildings and Contents

Buildings and Contents (B&C) insurance can be taken out to protect a building and its contents against theft or damage, and is a requirement of many mortgage lenders now for getting a mortgage, so that their liability is protected. If required, such a policy can be used to make a claim to the insurer for a replacement to whatever has been stolen or damaged, or to pay for the rebuilding of the property if so required.

Quick Enquiry Form

Invalid Input
Invalid Input
Invalid Input
Invalid Input
Invalid Input
Invalid Input